Interest Rates per Product
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 DEPOSITS

  • Deposit Account "Double Savings", 1,50% (could be doubled subject to specific conditions)
  • Deposit Account "ATE PROODEVO", from 1,50% to 2,40%
  • Deposit Account "PENSIONER'S SAVINGS ACCOUNT", from 1,50% to 3,00%
  • Newlyweds Program from 0,15% to 1,00%
  • Savings Account from 0,15% to 1,70%
  • Farmers Savings Account from 0,60% to 2,20%  
  • Student Account «Athena» from 0,70% to 1,60%
  • Current Account «Estia» from 0,15% to 1,00%  

 CONSUMER LOANS

  • Consumer Loan Program (variable rate) 10,75% plus interest rate margin  
  • ATE SMART Consumer Loan (variable rate) 10,75% plus interest rate margin  
  • 'Extra Kinisi' Revolving Loan (variable rate) 12,00% plus interest rate margin  

Valid from 9-11-2011

  

 CREDIT CARDS                                    Purchases         Cash Advance

  • ATEBANK VISA                         16,10%                  17,05%
  • ATEBANK VISA GOLD                 16,10%                  17,05%
  • ATEBANK MASTERCARD              16,10%                  17,05%
  • ATEBANK MASTERCARD GOLD      16,10%                  17,05%
  • ATEBANK VISA ELECTRON           15,80%                  17,05%
  • ATEClub VISA                           14,10%                  15,10%

Valid from 16-7-2011

 

 

MORTGAGE LOANS

  • Mortgage (variable) 6,40% 
  • Green mortgage loan (variable) 6,40%  
  • Green loan for house repairing (variable) without mortgage 8,60%
  • Green housing interventions (variable) 6,40%

 Valid from 16-08-10

 

FARM LOANS

  • Open farm loan from 4,40%
  • Long-term open farm loan from 7,10% 
  • AGRO - HOME BONUS (variable 6,15% - subsidized variable from 1,90% to 3,65%)

Valid from 16-08-10

 

 

 

BUSINESS LOANS

 

SHORT TERM LOANS

 

Working Capital Loan :               

 

8,50% (base rate)+ interest rate margin. 

 

MEDIUM / LONG TERM LOANS

 

Business Investment Loans :   

 

  • 8,50% (primary sector) + interest rate margin (floating)
  • 8,50% (other sectors) + interest rate margin (floating)           

Business Equipment Loan :

                                               

§        8,50% + interest rate margin

 

Loan rates are subject to charges under Law 128/75.

Valid from 9.11.2011.

 

Above loans interest rates are subject to periodical revisions.