DEPOSITS

• Deposit Account "ATE PROODEVO", from 1,50% to 2,40%

• Deposit Account "PENSIONER'S SAVINGS ACCOUNT", from 1,50% to 3,00%

• "ATE Diplasiozo" Premium deposit account, 2,15% at opening. Could be doubled subject to specific conditions
• "Olympus" Supersavings Account 1,60%
• «Hermes»* New Monthly Interest Savings Account 0,50%
• Newlyweds Program from 0,15% to 1,00%
• «Demetra European»** Account from 0,40% to 0,85%
• Savings Account from 0,15% to 1,70%
• Farmers Savings Account from 0,60% to 2,20%
• Agro-1 from 0,90% to 2,65%
• Premium Account «Demetra» from 0,70% to 2,30%
• Student Account «Athena» from 0,70% to 1,60% 
• Current Account «Estia» from 0,15% to 1,00%  

*Valid from 01-01-2012 

**Valid from 14-12-2011

 CONSUMER LOANS

• Consumer Loan Program (variable rate) 10,75% plus interest rate margin  
• ATE SMART Consumer Loan (variable rate) 10,75% plus interest rate margin  
• 'Extra Kinisi' Revolving Loan (variable rate) 12,00% plus interest rate margin  

Valid from 9-11-2011

 CREDIT CARDS                                    Purchases         Cash Advance

• ATEBANK VISA                         16,10%                  17,05%
• ATEBANK VISA GOLD                 16,10%                  17,05%
• ATEBANK MASTERCARD              16,10%                  17,05%
• ATEBANK MASTERCARD GOLD      16,10%                  17,05%
• ATEBANK VISA ELECTRON           15,80%                  17,05%
• ATEClub VISA                           14,10%                  15,10%

Valid from 16-7-2011

MORTGAGE LOANS

• Mortgage (variable) 6,40% 
• Green mortgage loan (variable) 6,40%  
• Green loan for house repairing (variable) without mortgage 8,60%
• Green housing interventions (variable) 6,40%

 Valid from 16-08-10

FARM LOANS

• Open farm loan from 4,40%
• Long-term open farm loan from 7,10% 
• AGRO - HOME BONUS (variable 6,15% - subsidized variable from 1,90% to 3,65%)

Valid from 16-08-10

BUSINESS LOANS

SHORT TERM LOANS

Working Capital Loan :               

8,50% (base rate)+ interest rate margin. 

MEDIUM / LONG TERM LOANS

Business Investment Loans :   

• 8,50% (primary sector) + interest rate margin (floating)
• 8,50% (other sectors) + interest rate margin (floating)           

Business Equipment Loan :

§        8,50% + interest rate margin

Loan rates are subject to charges under Law 128/75.

Valid from 9.11.2011.

Above loans interest rates are subject to periodical revisions.