DEPOSITS 

• Deposit Account "Double Savings", 1,50% (could be doubled subject to specific conditions)

• Deposit Account "ATE Savings box", 2,50%

• Deposit Account "ATE PROODEVO", from 1,50% to 2,40%

• Deposit Account "PENSIONER'S SAVINGS ACCOUNT", from 1,50% to 3,00%

• "ATE Diplasiozo" Premium deposit account, 2,15% at opening. Could be doubled subject to specific conditions
• "Olympus" Supersavings Account 1,60%
• «Hermes»* New Monthly Interest Savings Account 0,50%
• Newlyweds Program from 0,15% to 1,00%
• «Demetra European»** Account from 0,40% to 0,85%
• Savings Account from 0,15% to 1,70%
• Farmers Savings Account from 0,60% to 2,20%
• Agro-1 from 0,90% to 2,65%
• Premium Account «Demetra» from 0,70% to 2,30%
• Student Account «Athena» from 0,70% to 1,60%
• Current Account «Estia» from 0,15% to 1,00%  

*Valid from 01-01-2012 

**Valid from 14-12-2011

PERSONAL / CONSUMER LOANS

• ATE SMART Consumer Loan (fixed rate for 3 years) 5,95%
• ATE SMART Consumer Loan (fixed rate for 5 years) 6,25%
• ATE SMART Consumer Loan (variable rate) 5,95%
• Consumer Loans 1 between € 1.000 and € 6.000 (fixed or variable rate) 11,25% 
• Consumer Loans 2  between € 6.001 and € 15.000 (variable rate) 10,75%
• Consumer Loans 3 between € 15.001 and € 30.000 (variable rate) 10,25%
• Consumer Loans 4 between € 6.001 and € 150.000 (variable rate)  7,50%
• Consumer loans repayment program (fixed rate for 2 years) 8,25%
• Consumer loans repayment program (fixed rate for 9 years) 8,95%
• Consumer loans repayment program (variable rate) 8,50%
•  Consumer loans repayment program (fixed rate for 10 years) 9,25%
• Student Package 'Athena' (variable rate) 10,00%
• 'Extra Kinisi' Open Loan (variable rate) from 9,50%
• 10x10 Salary and Pension Advance Program (variable rate) 7,65%
• 10x10 Salary and Pension Advance Program (fixed rate for 3 years) 8,50%
• 10x10 Salary and Pension Advance Program (fixed rate for 5 years) 8,95%

Valid from 28-3-2009

CREDIT CARDS

• ATEBANK VISA                         15,50%       
• ATEBANK VISA GOLD                 15,50%        
• ATEBANK MASTERCARD              15,50%       
• ATEBANK MASTERCARD GOLD      15,50%        
• ATEBANK VISA ELECTRON           15,20%       

Valid from 3-4-2009

MORTGAGE LOANS 

• Mortgage (variable) 6,40% 
• Green mortgage loan (variable) 6,40%  
• Green loan for house repairing (variable) without mortgage 8,60%
• Green housing interventions (variable) 6,40% 

 Valid from 16-08-10

FARM LOANS 

• Open farm loan from 4,40%
• Long-term open farm loan from 7,10%
• AGRO - HOME BONUS (variable 6,15% - subsidized variable from 1,90% to 3,65%) 

Valid from 16-08-10

BUSINESS LOANS

SHORT TERM LOANS

Working Capital Loan :                  

8,50% (base rate)+ interest rate margin. 

MEDIUM / LONG TERM LOANS

Business Investment Loans :   

• 8,50% (primary sector) + interest rate margin (floating)
• 8,50% (other sectors) + interest rate margin (floating)           

Business Equipment Loan :          

§   8,50% + interest rate margin

Loan rates are subject to charges under Law 128/75.

Valid from 9.11.2011.

Above loans interest rates are subject to periodical revisions.