Whom it concerns:
ATE-Smart is a secured consumer loan that can help you make the most out of your equity. You can borrow up to € 150.000 and benefit from the very competitive APR.
Key Benefits:
Cash to cover your consumer needs.
Long term repayment period that can reach up to 15 years.
Loan amount:
Amount up to € 150.000 according to the commercial value of the equity that is offered to secure the loan.
Interest rate:
Variable, currently 10,75%, plus a margin from 0,60% to 2,10%.
*plus 0,60% contribution to Law 128/75
Duration:
Loan duration up to 15 years.
Grace period of 6 months, with monthly payment of interest.
Repayments:
Monthly instalments. No penalty for early repayment.
Additional Benefits:
Zero - fee subscription to ATEbank credit cards for the first year.